by Ralph Bender, MBA, CFP® | Business, Financial Plan, Running Money ®, Social Security
Randy loves the business he’s created. It was very difficult getting started, with no capital, three young kids. But the family rallied around him, helped him find good clients, and they survived. The longer he works in the business, the easier it gets to attract...
by Ralph Bender, MBA, CFP® | Business, Enduring Principles, Running Money ®
We are excited to announce that Mona Hurtado, passed the difficult securities exams and is now an LPL Registered Administrative Assistant! She now has the ability to provide more support for Ralph and Mark as she takes on new responsibilities. “This has been a long...
by Ralph Bender, MBA, CFP® | Business, Enduring Principles, Financial Plan, Retirement, Running Money ®
There must be good reasons why nearly half of American workers don’t contribute to their employers’ 401k plan. Here’s five of them: Reason #1 “I’ve got bills to pay.” Yep. Bills to pay is a good reason. Except for the fact that there will always be bills to pay. “I...
by Ralph Bender, MBA, CFP® | Business, Economic Commentary, Inflation, Running Money ®, Volatility
Two consecutive weeks, the first never reached 80, while the second bottomed at 81. “Wearable technology” like my Garmin Fenix 6, measures and scores my sleep. And those lines in the chart represent my daily sleep scores for two consecutive weeks. What was the one...
by Ralph Bender, MBA, CFP® | Business, Retirement, Technology, Videos
What gets lost in the pile of junk mail and email we all receive? Did you know that some people read through all the junk? I haven’t got time for it. Sure, I scan the “preview” window to see if the first few words pique my interests, but rarely do I open the message....
by Ralph Bender, MBA, CFP® | Business, Client Stories, Financial Plan, Self Employed, Videos
“It’s perfect, Nate! I love it. Can we buy it, can we buy it, can we buy it?” Not the kind of outburst Nate wanted to hear while standing with the real estate agent. Sarah’s just stamped the seal of approval on the asking price. That’s why Nate usually handles the...
