Credit Management

Nate and Sarah Remodel VLog

By Ralph Bender, MBA, CFP®

Nate and Sarah bought the new house, well a property, really. It’s got beautifully landscaped yards; Jacarandas, Mimosas, Canna Lilies, and many other varieties...

Charlie Becomes Unusual

By Ralph Bender, MBA, CFP®

Charlie wasn’t always unusual. She used to keep up with her friends’ spending habits, and ultimately, lived week-to-week, paycheck-to-paycheck.

Debt Weighs on You

By Ralph Bender, MBA, CFP®

The simple formula for getting wealthier is to spend less than earned and invest prudently.

How do I improve my credit score?

By Ralph Bender, MBA, CFP®

Credit scores attempt to indicate how a consumer uses credit. More importantly, they suggest the likelihood that money loaned will get repaid according to the terms agreed upon when borrowed.