Enduring Principles

Can’t cheat the marathon

By Ralph Bender, MBA, CFP®

“The marathon won’t be cheated.” That’s what I’ve told aspiring runners for years. And in the 2019 Boston Marathon, I proved the point...

It’s not a Roller Coaster!

By Ralph Bender, MBA, CFP® & Mark R Tracy, MBA

You may have heard “the stock market is like a roller coaster.” We hear it all the time, but the problem is, it’s a terrible analogy...

Debt Weighs on You

By Ralph Bender, MBA, CFP®

The simple formula for getting wealthier is to spend less than earned and invest prudently.

How do I improve my credit score?

By Ralph Bender, MBA, CFP®

Credit scores attempt to indicate how a consumer uses credit. More importantly, they suggest the likelihood that money loaned will get repaid according to the terms agreed upon when borrowed.

Lessons from the Game of Risk

By Ralph Bender, MBA, CFP®

To accomplish any goal in life, especially financial goals, there needs to be some concentrated effort to get started, moving in the right direction.

A New Baby in the Family

By Ralph Bender, MBA, CFP®

Today you brought your first baby into the world! We are so excited, and mom is in her element. We can’t wait to spoil her. She’ll be joining our annual father/daughter date at the Angels’ home opener.