IRA Accounts

Charlie’s Bad Timing

By Ralph Bender, MBA, CFP®

Charlie has the worst timing. She logs in 15 minutes early to the online meeting and makes sure the wireless headset works.

Controlling Your IRA Beneficiaries

By Ralph Bender, MBA, CFP®

It has been fifteen years since Rob and Gina were first subject to the Required Minimum Distribution (RMD). They both turned 85 this year, and as with so many events in their lives.

Congress gets it act(s) together

By Ralph Bender, MBA, CFP®

For the first time in years, Congress passed a budget bill that won’t require an annual battle over the details. The spending cap is set for the next two fiscal years.

Prefer Your Grandkids to Your Kids?

By Ralph Bender, MBA, CFP®

The beneficiary of an IRA has significant tax benefits which should not be overlooked when naming the beneficiaries and contingent beneficiaries on retirement accounts such as IRA and 401(k) plans.