IRA Accounts

Seek Coaching When Exceptional Outcomes Matter

By Ralph Bender, MBA, CFP®

Training for a marathon, like funding a Retirement Plan, is about both quantity and quality. My recent marathon training included very little quality work. I ran about 50 miles a week for the first three or four months of the year, but rarely did any “hard” workouts....

Controlling Your IRA Beneficiaries

By Ralph Bender, MBA, CFP®

Part Two in a series about IRA Required Minimum Distributions It has been fifteen years since Rob and Gina were first subject to the Required Minimum Distribution (RMD). They both turned 85 this year, and as with so many events in their lives, they passed away within...

Congress gets it act(s) together

By Ralph Bender, MBA, CFP®

In the recently passed Bipartisan Budget Act of 2015, Congress did some things that could be considered game-changers. Here’s a few of them that I think could be significant to my constituents (it’s a political year, and I couldn’t resist the word choice). For the...

Prefer Your Grandkids to Your Kids?

By Ralph Bender, MBA, CFP®

The beneficiary of an IRA has significant tax benefits which should not be overlooked when naming the beneficiaries and contingent beneficiaries on retirement accounts such as IRA and 401(k) plans. If your children (or grandchildren) are not old enough to legally own...

Items of Interest for the New Year

By Enduring Wealth Advisors

IRS 1099 Mailing Deadline February 18, 2014! In 2009, Section 6045(b) of the Internal Revenue Code extended the deadline to furnish 1099 Consolidated Reporting statements from January 31 to February 15. Since February 15, 2014 will fall on a Saturday, the IRS has...