by Ralph Bender, MBA, CFP® | Beneficiary, Financial Plan, IRA Accounts, Retirement, Running Money ®
According to the Internal Revenue Service, IRA stands for Individual Retirement Arrangements (IRAs).1 Let’s break it down from there. First (and foremost) they are owned by individuals. They are not owned by couples, and they are not usually provided by employers....
by ewealthadvisor | Beneficiary, Client Stories, IRA Accounts, Videos
Don built a business, and a remarkably successful investment portfolio. He and Charlene enjoyed many years together in retirement. Then we met their daughter Mandy during a regular client checkup meeting, when Don told us he’d been diagnosed with Alzheimer’s. We...
by Ralph Bender, MBA, CFP® | Client Stories, Enduring Principles, Financial Plan, IRA Accounts, Retirement, Videos
Charlie has the worst timing. She logs in 15 minutes early to the online meeting and makes sure the wireless headset works. Then she grabs caffeine and empties her bladder. Back at the computer, the session is live. She’s welcomed with, “We can get started, now that...
by Ralph Bender, MBA, CFP® | Financial Plan, IRA Accounts, Retirement, Running Money ®, Social Security, Taxes
Training for a marathon, like funding a Retirement Plan, is about both quantity and quality. My recent marathon training included very little quality work. I ran about 50 miles a week for the first three or four months of the year, but rarely did any “hard” workouts....
by Ralph Bender, MBA, CFP® | Beneficiary, Financial Plan, IRA Accounts, Protecting Family Money, Running Money ®
Part Two in a series about IRA Required Minimum Distributions It has been fifteen years since Rob and Gina were first subject to the Required Minimum Distribution (RMD). They both turned 85 this year, and as with so many events in their lives, they passed away within...
by Ralph Bender, MBA, CFP® | Financial Plan, IRA Accounts, Running Money ®
Rob married his high school sweetheart Gina just after he safely returned from the Vietnam War. Together they raised a family and built a successful furniture business. Gina, born on June 30, is nine days older than Rob, born July 8, so they split the difference and...
