by ewealthadvisor | Beneficiary, Client Stories, IRA Accounts, Videos
Don built a business, and a remarkably successful investment portfolio. He and Charlene enjoyed many years together in retirement. Then we met their daughter Mandy during a regular client checkup meeting, when Don told us he’d been diagnosed with Alzheimer’s. We...
by Ralph Bender, MBA, CFP® | Client Stories, Enduring Principles, Financial Plan, IRA Accounts, Retirement, Videos
Charlie has the worst timing. She logs in 15 minutes early to the online meeting and makes sure the wireless headset works. Then she grabs caffeine and empties her bladder. Back at the computer, the session is live. She’s welcomed with, “We can get started, now that...
by Ralph Bender, MBA, CFP® | Financial Plan, IRA Accounts, Retirement, Running Money ®, Social Security, Taxes
Training for a marathon, like funding a Retirement Plan, is about both quantity and quality. My recent marathon training included very little quality work. I ran about 50 miles a week for the first three or four months of the year, but rarely did any “hard” workouts....
by Ralph Bender, MBA, CFP® | Beneficiary, Financial Plan, IRA Accounts, Protecting Family Money, Running Money ®
Part Two in a series about IRA Required Minimum Distributions It has been fifteen years since Rob and Gina were first subject to the Required Minimum Distribution (RMD). They both turned 85 this year, and as with so many events in their lives, they passed away within...
by Ralph Bender, MBA, CFP® | Financial Plan, IRA Accounts, Running Money ®
Rob married his high school sweetheart Gina just after he safely returned from the Vietnam War. Together they raised a family and built a successful furniture business. Gina, born on June 30, is nine days older than Rob, born July 8, so they split the difference and...
by Ralph Bender, MBA, CFP® | Economic Commentary, IRA Accounts, Kids and College, Politics, Taxes
In the recently passed Bipartisan Budget Act of 2015, Congress did some things that could be considered game-changers. Here’s a few of them that I think could be significant to my constituents (it’s a political year, and I couldn’t resist the word choice). For the...
