We live in colorful times.

By Ralph Bender, MBA, CFP®

Time spent watching Red Skelton, the Honeymooners, and even Churchill’s funeral with Grandpa Roy planted lasting memories of a black and white world. But the world was never truly black and white, and discerning the colors of today’s global economic and investment...

The Times are a-Changin’

By Ralph Bender, MBA, CFP®

What do the Watts Riots, Beatlemania, Kennedy’s Assassination, ZIP Codes, the Vietnam War, Cassius Clay’s first World Heavyweight Championship, South African Apartheid and Nelson Mandela’s lifetime prison sentence, Buffalo Wings, Martin Luther King’s “dream” speech...

Supply and Demand

By Ralph Bender, MBA, CFP®

Efficient new oil extraction technologies, which helped American oil production skyrocket over the past decade, are causing worldwide problems. The world’s largest oil company, Saudi Aramco, is 100% owned by the Saudi government. Not only can they can produce oil...