Retirement

Seek Coaching When Exceptional Outcomes Matter

By Ralph Bender, MBA, CFP®

Training for a marathon, like funding a Retirement Plan, is about both quantity and quality. My recent marathon training included very little quality work. I ran about 50 miles a week for the first three or four months of the year, but rarely did any “hard” workouts....

Tale of Two Retirements

By Ralph Bender, MBA, CFP®

About 15 years ago, both Ross and Bobby retired. Bobby had about twice as much money in his retirement plan; neither had a monthly pension, except for Social Security. They lived in the same neighborhood and had comparable incomes. We calculated the maximum withdrawal...

All that glitters is not gold

By Ralph Bender, MBA, CFP®

Be wary of alternative Social Security claiming strategies, which are in the news now that baby boomers are eligible for benefits. There are expensive software tools designed to help retirees “maximize” their benefits, but inherent flaws permeate the thought processes...

Guide To A Less Taxing Life After Chevron

By Ralph Bender, MBA, CFP®

A way to get an income tax reduction on shares of Chevron stock inside your Stock Savings and ESOP plans exists. It’s written right into the Internal Revenue Code…

Chevron Retirement Milestones

By Ralph Bender, MBA, CFP®

For a smooth transition into your Life After Chevron, order a personal Retirement Milestones Calendar now. It’ll give you the actions you should take and the dates you should take them..