Our Team

Ralph Bender

Ralph Bender, CFP® has been an independent financial consultant since 1993, moving his individual practice to LPL Financial in May 2001. Positioning his business for future expansion, Enduring Wealth Advisors® was created in 2009.

Ralph has always worked in environments that give him the largest range of strategies while conscientiously providing objective advice. His career has been dedicated to putting clients’ interests first.

A Pennsylvania native, Ralph earned a B.A. in Accounting from Franklin and Marshall College in Lancaster, PA. He earned his Masters of Business Administration (MBA) from California State Long Beach in 1989.

Ralph is registered and licensed for mutual funds; stocks; bonds; annuities; life, health, disability, and long-term care insurance; and managed futures funds. He is also a registered principal with LPL Financial, allowing him to supervise other registered representatives. Ralph has special training on the use of structured products, which are available through LPL Financial.

Currently, Ralph is a member of the San Diego Christian Writer’s Guild, which has recognized his Running Money® newsletter for writing excellence. He penned the “Your Money” column in several local newspapers in the late 1990’s.

He manages the LPL Financial Advisors Roundtable, a private LinkedIn group available to the thousands of financial advisors affiliated with LPL Financial. He is also a member of the Financial Planning Association’s Orange County Chapter.

He was published in the trade magazine Registered Representative with an article titled “Disrespecting our Elders”, one of the industry’s first acknowledgements of abuses related to the elderly. At the time, he was also a volunteer technical advisor to Riverside County’s CARE program (Curtailing Abuses Related to the Elderly).

Ralph and Beth were married in 1983, have three daughters, two sons-in-law, and most importantly, grandchildren!

Ralph is an accomplished runner, finishing nine marathons including a Masters Personal Record of 3 hours 19 minutes in the 2009 Boston Marathon and an age-group first place in the 2011 Long Beach marathon.

He is an avid reader, plays golf, and is involved in the local church and community. The Bender household frequently entertains family and friends. Ralph loves to grill and has been known for his artesian ice creams and gelatos.

Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.

Mark R. Tracy

Mark works with clients to help create and implement strategies used to pursue their long-term financial goals, in addition to maintaining office systems.

Mark is an LPL Financial Advisor and joined the Enduring Wealth Advisors® team in early 2012 as a Business Implementation Specialist. Mark graduated cum laude, earning his bachelors in business with an emphasis in finance from CSUF in the spring of 2010. In the summer of 2012, Mark completed CSUF’s graduate program to earn a Master’s in Business Administration (MBA). Mark’s prior work experience required him to work with budgets, solve problems and leverage technology.

On July 11th, 2008, Mark married Ralph’s oldest daughter Jennifer. Mark and Jennifer enjoy cooking, going to Disneyland, playing games and going to church together. They are foster-to-adopt parents and adopted their first daughter, Shayla, in the fall of 2017.

Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.

Ian Geeves

A native of California’s South Orange County, Ian Geeves began his securities career in 2005 as a sales assistant working with an independent LPL Financial advisor in Huntington Beach.

He earned his Series 7 and 66 securities sales licenses and moved into the institutional side of the industry, joining BankWest Investment Services in 2008. After a stint with JP Morgan Chase, he began a five-year relationship with US BankCorp Investments in 2012 where he built a prosperous territory spanning Southwest Riverside County and northern San Diego County.

While the banking environment allowed Ian to hone his investment advisory skills, he yearned for the opportunity to return to the independent side of the business, where objective advice coupled with a holistic financial planning process is the priority. Ian found a new home, meeting this criterion, when he joined Enduring Wealth Advisors®, an independent office of LPL Financial, in 2017.

Ian and his wife Stephanie live in Temecula with their three children Noah, Violet, and Hudson. They enjoy outdoor activities including surfing, skiing, and all of the kids’ sports. Violet’s experiences with congenital heart defects led Ian to create an annual golf tournament fundraiser to help raise awareness for the disease.

Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.

Rose Circo

Rose joined Enduring Wealth Advisors® in 2014 working as an Administrative Assistant and Marketing Assistant. She has been in customer service since 2007 working at a Pine Summit Christian Camp and Conference Center.

She is an active volunteer with AWANA Clubs Intl. since 2002. As a leader in this youth program, she teaches and trains children of all ages to be servant leaders. She was honored with the highest award given through this program, the Citation Award, in 2006, recognizing her achievements of memorization, leadership, service and commitment.

In 2011 Rose graduated with an AA from the Calvary Chapel Bible College.

In her off time, Rose enjoys reading, sketching, spending time with her family and friends.

Sandy Murphy

Sandy Murphy joined our office in 2014 as an administrative assistant. Her extensive experience in the financial services began in 1995 when she worked as assistant to her husband and managed the operations of their investment office. She has passed the series 7, 63 and 24 security industry exams. After the sale of their business to Ralph Bender, she became project coordinator for a large organization responsible for on-boarding investment firms, communicating with the principals of the advisory firms, tracking transfers and troubleshooting issues.

Sandy has also worked as a school and legal secretary. She handled the Circuit Court desk for Lane County, Oregon and was the personal secretary to lawyers in a prominent Idaho law firm.

Sandy is married with two grown daughters and five grandchildren. Her special interests include spending time with family, playing tennis and participating in church activities.

Jaclyn Bender

Jaclyn went to Calvary Chapel Bible College and after she graduated she lived abroad in Ireland for nine months with a satellite campus of CCBC in a town called Waterford.

Currently, she’s been working at Enduring Wealth Advisors for a couple of years now. In 2018 she decided to go back to school, in hopes to eventually get into MSJC’s Ultrasound Technician Program.

Dale Worley

Working as an Administrative Assistant, Dale Worley has been providing advisors and clients with up-to-date reports on investments utilizing third party analytical tools since 1998. These analyses are used by advisors in the due diligence process and by clients to help understand their holdings.

Dale spent twenty seven years of his career working at Chevron. He held various positions in the El Segundo refinery, including process plant supervisor and head operator. He was also a member of the compliance committee.

Dale and his wife Jean raised a family including a daughter, Beth, who is married to Ralph. Dale and Jean celebrated their 60th wedding anniversary in 2017.

In his spare time, Dale enjoys playing golf and listening to country-western music. He also spends time with his grandchildren and great grandchildren.


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