Financial Plan

Can’t cheat the marathon

By Ralph Bender, MBA, CFP®

“The marathon won’t be cheated.” That’s what I’ve told aspiring runners for years. And in the 2019 Boston Marathon, I proved the point...

Debt Weighs on You

By Ralph Bender, MBA, CFP®

The simple formula for getting wealthier is to spend less than earned and invest prudently.

How do I improve my credit score?

By Ralph Bender, MBA, CFP®

Credit scores attempt to indicate how a consumer uses credit. More importantly, they suggest the likelihood that money loaned will get repaid according to the terms agreed upon when borrowed.

Controlling Your IRA Beneficiaries

By Ralph Bender, MBA, CFP®

It has been fifteen years since Rob and Gina were first subject to the Required Minimum Distribution (RMD). They both turned 85 this year, and as with so many events in their lives.