Focus on the Long Run
By Ralph Bender, MBA, CFP®
Training for a marathon, like funding a Retirement Plan, is about both quantity and quality. My recent marathon training included very little quality work. I ran about 50 miles a week for the first three or four months of the year, but rarely did any “hard” workouts....
By Ralph Bender, MBA, CFP®
The simple formula for getting faster is to lose weight and workout according to a training plan. Fifteen unnecessary pounds entering a marathon slows the runner as much as thirty seconds per mile, adding thirteen minutes to the finishing time. The simple formula for...
By Ralph Bender, MBA, CFP®
I am in the process of trying to improve my credit score and was wondering if you had ways I could do that… The best way to improve a credit score is to pay off the debts, but there are a number of other issues, too. Credit scores attempt to indicate how a...
By Ralph Bender, MBA, CFP®
Part Two in a series about IRA Required Minimum Distributions It has been fifteen years since Rob and Gina were first subject to the Required Minimum Distribution (RMD). They both turned 85 this year, and as with so many events in their lives, they passed away within...
By Ralph Bender, MBA, CFP®
Rob married his high school sweetheart Gina just after he safely returned from the Vietnam War. Together they raised a family and built a successful furniture business. Gina, born on June 30, is nine days older than Rob, born July 8, so they split the difference and...
By Ralph Bender, MBA, CFP®
The game of Risk was one of my favorites as a kid. It taught me some of my most important rules about successful risk-taking. I was pretty good at the game. Battle strategies I used routinely to conquer the world seem to translate into modern financial...
