
Featured Posts
The Hiding Place
by Ralph Bender, MBA, CFP®
Young and old, poor and rich, scholarly gentlemen and illiterate servant girls—only to father did it seem that they were all alike. That was father’s secret: not that he overlooked the differences in people; that he didn’t know they were there…
How one Couple gets the most out of Social Security
by Ralph Bender, MBA, CFP®
Randy loves the business he’s created. It was very difficult getting started, with no capital, three young kids. But the family rallied around him, helped him find good clients, and they survived. The longer he works in the business, the easier it gets to attract business…
Four Ways to Handle Your Future Long-Term Care Expenses
by Ralph Bender, MBA, CFP®
Half of us will need help with activities like bathing, dressing or eating sometime in our futures; the rest of us will die before needing such Long Term Care (LTC). With at least a 50% chance of needing LTC, it is important to have a plan for obtaining the care before you are most vulnerable…
Featured Market Volatility
Teetertotter Market or Wall of Worry?
Review by Ralph Bender, MBA, CFP®
GrandpaLand is a swing, trampoline, hammock, and a teetertotter in the shaded corner of our back yard. On Thursdays, the “littles,” as we call the grandkids under seven, spend the day with Grandma, while their respective parents get some work done…
Running Money® On the Trail – Don’t Get Bit
by Ralph Bender, MBA, CFP®
It was a little guy, about a foot long, just stretched out across the main trail. I was two steps beyond him before stopping, realizing it’s the first I’ve seen this season. Experienced runners develop a “sixth sense” about their footfalls…
Have we turned the corner?
by Ralph Bender, MBA, CFP®
When I woke up this morning, I saw the hot air balloons above the horizon to the east. I heard the rat-a-tat-tat of the neighbors’ sprinkler on the west side of the yard. Migrating downstairs, I brewed a cup of drip coffee after downing my obligatory wake-up mug of water…
Featured Financial Planning
How Can I Improve My Financial Habits?
by Ralph Bender, MBA, CFP®
“I wish I knew how to coherently describe the process of fixing your bad habits. This may be snarky, but if you spend too much, you must quit doing that.Of course, that’s like telling a person struggling with their weight to eat less. It may be obvious; it isn’t going to change their habits…
Anyone Can Do It
by Ralph Bender, MBA, CFP®
Financial Independence is no more complicated than completing a marathon. It may be hard because it requires discipline, but the process for both is really quite simple, so simple in fact, that almost anyone can achieve them. Both require a bit of planning and preparation…
Interval Workouts Enhance Portfolio Risk
by Ralph Bender, MBA, CFP®
Five down, five to go. Half-way done with the workout. Interval workouts are supposed to be hard work, and they are important. They get the runner moving faster, often more efficiently, even if just for a short time and in small doses…
Featured Lifestyle
Rib Rub Recipe
by Ralph Bender, MBA, CFP®
Place the ribs into a roasting pan (or you may use a cookie sheet, but be careful to avoid spillage). Inside the roasting pan, place the ribs so that they do not overlap…
Spinach Artichoke Dip
by Mark R Tracy, MBA, CFP®
Don’t remember where I found this, years and years ago, nor do I remember the official recipe, but my unofficial recipe is still good…
Havasupai Falls – Vlog
by Ralph Bender, MBA, CFP®
Havasupai Falls one of the most beautiful places in the world. The Indian tribe settled there about a millennium ago and lived without interruption until the mid-nineteenth century…
Most Recent
The Hiding Place
Review by Ralph Bender, MBA, CFP®
Young and old, poor and rich, scholarly gentlemen and illiterate servant girls—only to father did it seem that they were all alike. That was father’s secret: not that he overlooked the differences in people; that he didn’t know they were there…
Teetertotter Market or Wall of Worry?
Review by Ralph Bender, MBA, CFP®
GrandpaLand is a swing, trampoline, hammock, and a teetertotter in the shaded corner of our back yard. On Thursdays, the “littles,” as we call the grandkids under seven, spend the day with Grandma, while their respective parents get some work done…
Path Lit by Lightning; the Life of Jim Thorpe
Review by Ralph Bender, MBA, CFP®
Growing up in the Pocono Mountains of Northeastern Pennsylvania, I knew of Jim Thorpe not as the world’s greatest athlete but as a little town in the next county with a weird name…
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