Insurance

Lessons from the Game of Risk

By Ralph Bender, MBA, CFP®

    The game of Risk was one of my favorites as a kid. It taught me some of my most important rules about successful risk-taking. I was pretty good at the game. Battle strategies I used routinely to conquer the world seem to translate into modern financial...

Four Ways to Handle Your Future Long-Term Care Expenses

By Ralph Bender, MBA, CFP®

Half of us will need help with activities like bathing, dressing or eating sometime in our futures; the rest of us will die before needing such Long Term Care (LTC). With at least a 50% chance of needing LTC, it is important to have a plan for obtaining the care...

Tips for Lowering Your Auto Insurance Premiums

By Enduring Wealth Advisors

If you have not reviewed your auto insurance policy within the past two years, you may want to consider the following steps that could help you save money. Although these tips are designed to be helpful, keep in mind that your driving record and the area where your...

The Basics of Long-Term Care Insurance

By Enduring Wealth Advisors

Thinking about the need and the costs of long-term care is enough to make anyone uncomfortable. But while it’s a difficult subject to talk about, it’s also a topic that often generates lots of questions and misunderstanding. Consider this: The average cost...

Life Insurance: Protecting Today’s Assets and Tomorrow’s Heirs

By Enduring Wealth Advisors

Many people obtain life insurance when they first have children and then forget about it, except for when the premium bill comes due. But an effective financial plan includes reexamining your life insurance needs continually throughout your life to ensure the assets...

Is a Million Dollars Enough?

By Enduring Wealth Advisors

If your clients left $1 million to their family in the form of a life insurance policy’s death benefit, would it be enough? You may be surprised at the answer. A Quick Case Study   Tom and Susan are a married couple with: A $200,000 mortgage Annual incomes of $60,000...