by ewealthadvisor | Business, Economic Commentary, Recession Watch, Running Money ®, RunninRalph, Thriller
It was a little guy, about a foot long, just stretched out across the main trail. I was two steps beyond him before stopping, realizing it’s the first I’ve seen this season. Experienced runners develop a “sixth sense” about their footfalls. As this summer winds down,...
by ewealthadvisor | Economic Commentary, Running Money ®
When I woke up this morning, I saw the hot air balloons above the horizon to the east. I heard the rat-a-tat-tat of the neighbors’ sprinkler on the west side of the yard. Migrating downstairs, I brewed a cup of drip coffee after downing my obligatory wake-up mug of...
by Ralph Bender, MBA, CFP® | Financial Plan, IRA Accounts, Retirement, Running Money ®
If you think that everyone but you is on track with their retirement plan investments, you need to stay with me on this piece. Because those people are rare. Most people don’t start saving for retirement soon enough, or investing aggressively enough, or controlling...
by Ralph Bender, MBA, CFP® | Beneficiary, Financial Plan, IRA Accounts, Retirement, Running Money ®
According to the Internal Revenue Service, IRA stands for Individual Retirement Arrangements (IRAs).1 Let’s break it down from there. First (and foremost) they are owned by individuals. They are not owned by couples, and they are not usually provided by employers....
by Ralph Bender, MBA, CFP® | Business, Financial Plan, Running Money ®, Social Security
Randy loves the business he’s created. It was very difficult getting started, with no capital, three young kids. But the family rallied around him, helped him find good clients, and they survived. The longer he works in the business, the easier it gets to attract...
by Ralph Bender, MBA, CFP® | Business, Enduring Principles, Running Money ®
We are excited to announce that Mona Hurtado, passed the difficult securities exams and is now an LPL Registered Administrative Assistant! She now has the ability to provide more support for Ralph and Mark as she takes on new responsibilities. “This has been a long...
