by Ralph Bender, MBA, CFP® | Health
Medicare Enrollment Guide: Essential Decisions for New Enrollees If you’re nearing age 65, understanding Medicare is crucial for avoiding penalties and making informed healthcare decisions. While Medicare enrollment is essentially mandatory, you have important...
by Ralph Bender, MBA, CFP® | Retirement
Whether you’re facing an unexpected job loss, a medical emergency, or a financial crisis, life’s hurdles may leave even the most responsible savers scrambling for cash. If you’re feeling the squeeze, you might be looking at your 401(k) as a potential...
by Ralph Bender, MBA, CFP® | Featured – Blog
If you’re already maxing out your 401(k) and still have money to invest, there are sophisticated strategies that can dramatically accelerate your retirement savings. These techniques require specific plan features that are typically only available through large...
by Ralph Bender, MBA, CFP® | Health
You’re Gen X. You’re not planning to rely on family to help you through the no-go years of life. That independent mindset that’s served you is precisely what you need for thoughtful long-term care planning. The good news is that starting now gives...
by Ralph Bender, MBA, CFP® | Book Review, History, Non-Fiction, Silver Medal
Gettysburg by: Stephen Sears Reviewed by: Ralph Bender, MBA, CFP® Medal Rating: Silver Medal Stephen Sears gives a solid account of one of the most pivotal battles of the Civil War. I didn’t know that Meade got thrust into the Union command just...
