by Ralph Bender, MBA, CFP® | Health, Insurance
If you’re turning 65 soon, congratulations! You’ve reached an important milestone: you can finally enroll in Medicare. You might be even more excited than most if you’ve been postponing retirement until 65 in order to avoid paying for expensive health insurance. But...
by Ralph Bender, MBA, CFP® | Financial Plan, Insurance
With many different options available, choosing health coverage can be overwhelming. But understanding your healthcare needs and personal preferences can help narrow down the number of plans to consider. With the exception of special life events that trigger unique...
by Ralph Bender, MBA, CFP® | Estate Planning
Estate planning helps disperse your assets according to your wishes. The effort may seem daunting at first, but estate planning does not have to be overly complicated. With the proper planning, you may find yourself resting a little easier knowing you have an estate...
by Ralph Bender, MBA, CFP® | Enduring Principles, Protecting Family Money
During turbulent financial times, having a financial emergency plan might provide you with a proverbial life preserver. Whether it is an emergency fund to help you tackle an unplanned expense, insurance to cover an unexpected accident or disaster, or a “go...
by Ralph Bender, MBA, CFP® | Financial Plan, Motivation
Balancing the Pros and Cons of Changing Jobs Changing jobs can be a difficult decision, but it can also be a great opportunity for growth and advancement in your career. However, when companies do layoffs, it can be a stressful and uncertain time for employees. One...
