by Ralph Bender, MBA, CFP® | Lifestyle
When giving gifts to our children or grandchildren, we often default to the latest toys or gadgets. However, the value of these items tends to diminish over time in terms of both interest to the child and monetary value. A different approach to gifting can focus on...
by Ralph Bender, MBA, CFP® | Uncategorized
While starting a new year might bring a time of reflection and renewal for many couples, for others, it’s filled with planning and implementation for exiting the relationship. January has been dubbed “Divorce Month.” At the beginning of the year, money troubles and...
by Ralph Bender, MBA, CFP® | Financial Plan
Money management can help support career success – whatever your discipline. You may be a newbie or have some experience, but either way, you may benefit from some supportive financial habits that you put in place to get you on the proper track. Here are some income...
by Ralph Bender, MBA, CFP® | Financial Plan, Long Term Care
One of the more difficult conversations for family members to have is talking about estate planning. There are several reasons for this, including the reality of our own mortality and that of our loved ones. In some families, it is an unspoken taboo to talk about...
by Ralph Bender, MBA, CFP® | History
There are chilling similarities – but fundamental differences too On December 7, 2001, a Gallup Poll ran the following headline: “Americans Say Sept. 11 Will Be More Historically Significant Than Pearl Harbor.” That December 7th day when Gallop ran that headline...
