After months of applications and polite rejections, Kayla had started to wonder whether her biology degree was going to pay off the way she’d imagined. So, when an unexpected text arrived offering an interview with HealthStream Solutions, she pursued it — cautiously. The recruiter communicated entirely through Teams, but only by text. No video. No voice. Just messages on a professional platform, which felt almost normal enough to ignore. Kayla wasn’t the only one paying attention — her sister, a paralegal, found HealthStream, Inc. listed on the NASDAQ. Kayla checked the Better Business Bureau and found them listed there too. It all checked out.
Protecting Family Money
You’re Too Young to Think About Dying — That’s Exactly the Problem
Why working families need life insurance coverage — now! What a new heart attack study means for anyone whose family depends on their income. A 2025 study published in the Journal of the American Heart Association — and covered by the Wall Street Journal — should get...
Three Benefits, One Decision: Should My Spouse Claim SS Early While Still Working?
A client recently asked a question I hear regularly. The names have been changed, but the situation is common enough that the answer is worth sharing publicly. Q: My wife Frances just turned 63. Some of her colleagues are encouraging her to claim her Social Security...
Why Financial Preparedness Is a Smart Investment
During turbulent financial times, having a financial emergency plan might provide you with a proverbial life preserver. Whether it is an emergency fund to help you tackle an unplanned expense, insurance to cover an unexpected accident or disaster, or a "go bag" that...
Raising Savers: Teaching Your Kids How to Avoid Learning Financial Responsibility the Hard Way
Who doesn’t remember their first job, receiving your first paycheck, and even applying for and using a credit card for the first time? Access to money provides a sense of freedom and the ability to buy things you want with your own money. For many of us, we find it...
Estate Tax Changes in 2025: What Wealthy Individuals Need to Know
Changing policies and regulations periodically reshape the landscape of estate tax laws. In 2025, wealthy individuals must be aware of critical changes impacting their estate planning strategies. This article comprehensively explores the implications of the estate tax...
The Significance of Storing Important Documents Safely
Suppose an emergency strikes and your family needs to quickly access important financial and personal information. Now, ask yourself—are these documents organized, secure, and easily accessible? Having a system for storing your crucial documents and passwords may save...
3 Mistakes Beneficiaries Must Avoid When Inheriting An IRA
The new rules apply to IRA beneficiaries who received an inheritance in 2020 or later. Tax planning can help minimize the taxes you owe on your inheritance.
Are you prepared for things to go terribly wrong?
Cynthia woke up. Everything was blurry, including the talking. She tried to move, but everything hurt too much. She laid there on her back, trying to make sense of the situation. What was happening?
Procrastination Poofs Your Money – Vlog
The pile. It sits on Jake’s credenza containing all the documents and files that he’s promised Cynthia he’d review and be decisive.