by Ralph Bender, MBA, CFP® | Featured – Blog, Retirement
Normal retirement age used to be 65, but things are way different today You might be thinking about retiring, but how do you know when you are really ready for it, mentally and financially? For decades, the normal retirement age was 65. This was when you became...
by Ralph Bender, MBA, CFP® | Featured – Blog, Financial Plan
An unwavering belief in the timeless wisdom of “waiting for the right pitch” At the recent Berkshire Hathaway annual meeting held in Omaha, Nebraska on May 4th, 2024, Warren Buffett once again emphasized his steadfast belief in the value of holding cash. Shareholders...
by Ralph Bender, MBA, CFP® | Health, Insurance
If you’re turning 65 soon, congratulations! You’ve reached an important milestone: you can finally enroll in Medicare. You might be even more excited than most if you’ve been postponing retirement until 65 in order to avoid paying for expensive health insurance. But...
by Ralph Bender, MBA, CFP® | Financial Plan, Insurance
With many different options available, choosing health coverage can be overwhelming. But understanding your healthcare needs and personal preferences can help narrow down the number of plans to consider. With the exception of special life events that trigger unique...
by Ralph Bender, MBA, CFP® | Estate Planning
Estate planning helps disperse your assets according to your wishes. The effort may seem daunting at first, but estate planning does not have to be overly complicated. With the proper planning, you may find yourself resting a little easier knowing you have an estate...
