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What to Do After You’ve Maxed Out Your 401(k)

by Ralph Bender, MBA, CFP® | Featured – Blog

If you’re already maxing out your 401(k) and still have money to invest, there are sophisticated strategies that can dramatically accelerate your retirement savings. These techniques require specific plan features that are typically only available through large...

Own Your Future Care: Gen X Long-Term Care Strategy

by Ralph Bender, MBA, CFP® | Health

You’re Gen X. You’re not planning to rely on family to help you through the no-go years of life. That independent mindset that’s served you is precisely what you need for thoughtful long-term care planning. The good news is that starting now gives...

Gettysburg

by Ralph Bender, MBA, CFP® | Book Review, History, Non-Fiction, Silver Medal

Gettysburg by: Stephen Sears Reviewed by: Ralph Bender, MBA, CFP® Medal Rating: Silver Medal       Stephen Sears gives a solid account of one of the most pivotal battles of the Civil War. I didn’t know that Meade got thrust into the Union command just...

Which Student Loan Repayment Strategy Is Appropriate for You? 

by Ralph Bender, MBA, CFP® | Kids and College

When it comes to repaying your student loans, one size does not necessarily fit all. The key to a manageable repayment plan is to find a strategy that works well for your goals, budget, and lifestyle. Here are some questions to help you assess a student loan repayment...

Investing With Tariffs In Mind

by Ralph Bender, MBA, CFP® | Economic Commentary, Market Volatility

Tariffs—taxes imposed on imported goods—have become an essential factor for investors to consider. They are typically used to protect domestic industries from foreign competition by increasing the costs of imported goods. However, tariffs may also used as a...
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