by Ralph Bender, MBA, CFP® | Economic Commentary, Market Volatility
Tariffs—taxes imposed on imported goods—have become an essential factor for investors to consider. They are typically used to protect domestic industries from foreign competition by increasing the costs of imported goods. However, tariffs may also used as a...
by Ralph Bender, MBA, CFP® | Featured – Blog, Financial Plan
Managing 401(k) investments is crucial to planning one’s financial future. Two primary ways to manage investments are to do it yourself (DIY) or work with a financial professional. However, the decision ultimately depends upon comfort level, knowledge of...
by Ralph Bender, MBA, CFP® | Featured – Blog, Kids and College
Introduction Choosing a 529 plan means first deciding whether a college savings plan or a prepaid tuition plan appeals to you. If you decide on a prepaid tuition plan, you’re generally limited to the plan offered by your state. But if you choose a college...
by Ralph Bender, MBA, CFP® | Featured – Blog, Retirement
Normal retirement age used to be 65, but things are way different today You might be thinking about retiring, but how do you know when you are really ready for it, mentally and financially? For decades, the normal retirement age was 65. This was when you became...
by Ralph Bender, MBA, CFP® | Featured – Blog, Financial Plan
An unwavering belief in the timeless wisdom of “waiting for the right pitch” At the recent Berkshire Hathaway annual meeting held in Omaha, Nebraska on May 4th, 2024, Warren Buffett once again emphasized his steadfast belief in the value of holding cash. Shareholders...
