by Ralph Bender, MBA, CFP® | Health, Lifestyle, Retirement
To live a rich retirement life, envision what truly brings you joy and fulfillment Retirement is often envisioned as a time of relaxation and freedom, a period to enjoy the fruits of years of hard work. However, living a truly “rich” life during these...
by Ralph Bender, MBA, CFP® | Financial Plan, Retirement
For those approaching or in retirement, managing Required Minimum Distributions (RMDs) is an essential part of your financial planning. Once you turn 73 (or 72 if your birthday was before January 1, 2023), the IRS requires you to withdraw a specific amount annually...
by Ralph Bender, MBA, CFP® | Estate Planning, Protecting Family Money, Taxes
Changing policies and regulations periodically reshape the landscape of estate tax laws. In 2025, wealthy individuals must be aware of critical changes impacting their estate planning strategies. This article comprehensively explores the implications of the estate tax...
by Ralph Bender, MBA, CFP® | Estate Planning, Long Term Care
Many of us imagine a future shared with family or a significant other. But for a growing number of people, aging alone is a reality. If you don’t have immediate family or a partner, estate planning may feel overwhelming. You might wonder, “What should I do with my...
by Ralph Bender, MBA, CFP® | Financial Plan, Recent Posts
In today’s fast-paced environment, careful financial planning is crucial when it comes to growing and preserving your wealth. The decisions you make today could have a lasting impact on your finances. Please use the checklist below to give yourself an idea of where...
