by Ralph Bender, MBA, CFP® | History
Every year on March 17th, people around the world put on their green attire, indulge in Irish cuisine, and celebrate St. Patrick’s Day with parades, music, and merriment. But do you know the story of St. Patrick? Let’s delve into the history, traditions,...
by Ralph Bender, MBA, CFP® | Economic Commentary, Running Money ®
By: Ralph Bender, MBA, CFP® Dr. David Kelly of JP Morgan shared this acronym describing the economy in the new year during the first advisors-only conference call of 2024. In short, he’s optimistic about the coming year. He is known for basing his opinions on...
by Ralph Bender, MBA, CFP® | Financial Plan
Regarding financial bad habits, we’ve all heard the same old advice – don’t spend too much, stay away from crazy debt, and avoid living paycheck to paycheck. But here’s the thing: sometimes, even when we follow all those tips, we still await...
by Ralph Bender, MBA, CFP® | Financial Plan, Health, Long Term Care, Retirement, Running Money ®, Taxes
Jane is a 32-year-old and recently discussed Health Savings Accounts (HSA) with her financial advisor on how to get the biggest benefits possible from her limited budget for long-term investments. She discovered that the HSA is much more than just a savings account....
by Ralph Bender, MBA, CFP® | Business, Economic Commentary, Running Money ®
In 2022, we paid for something, and they keep promising it’s just around the corner; it’s coming, so be ready! But it hadn’t come; I never believed it was coming, and I still doubt we’ll see it soon. When the FED began the fastest interest rate hiking program in...