by Ralph Bender, MBA, CFP® | Financial Plan
Regarding financial bad habits, we’ve all heard the same old advice – don’t spend too much, stay away from crazy debt, and avoid living paycheck to paycheck. But here’s the thing: sometimes, even when we follow all those tips, we still await...
by Ralph Bender, MBA, CFP® | Financial Plan, Health, Long Term Care, Retirement, Running Money ®, Taxes
Jane is a 32-year-old and recently discussed Health Savings Accounts (HSA) with her financial advisor on how to get the biggest benefits possible from her limited budget for long-term investments. She discovered that the HSA is much more than just a savings account....
by Ralph Bender, MBA, CFP® | Business, Economic Commentary, Running Money ®
In 2022, we paid for something, and they keep promising it’s just around the corner; it’s coming, so be ready! But it hadn’t come; I never believed it was coming, and I still doubt we’ll see it soon. When the FED began the fastest interest rate hiking program in...