by Ralph Bender, MBA, CFP® | Financial Plan, Long Term Care
One of the more difficult conversations for family members to have is talking about estate planning. There are several reasons for this, including the reality of our own mortality and that of our loved ones. In some families, it is an unspoken taboo to talk about...
by Ralph Bender, MBA, CFP® | History
There are chilling similarities – but fundamental differences too On December 7, 2001, a Gallup Poll ran the following headline: “Americans Say Sept. 11 Will Be More Historically Significant Than Pearl Harbor.” That December 7th day when Gallop ran that headline...
by Ralph Bender, MBA, CFP® | Retirement
Most people looking forward to retirement anticipate years of relaxation and fulfillment after decades of hard work. But the reality of retirement is often far different. For many people, retirement may bring financial stress, uncertainty, and the fear of outliving...
by Ralph Bender, MBA, CFP® | Uncategorized
The new rules apply to IRA beneficiaries who received an inheritance in 2020 or later. Tax planning can help minimize the taxes you owe on your inheritance.
by Ralph Bender, MBA, CFP® | Uncategorized
With several past and present events involving the White House, data breaches, or classified documents being leaked, the importance of safeguarding confidential information often comes into sharp focus. Of course the unauthorized release of classified information can...
