A client recently asked a question I hear regularly. The names have been changed, but the situation is common enough that the answer is worth sharing publicly. Q: My wife Frances just turned 63. Some of her colleagues are encouraging her to claim her Social Security...
The Social Security Fairness Act, HR 82 is a bill that was recently signed into law that repeals several decades-old provisions and aims to increase Social Security payments for nearly 3 million former and current public employees who also have other pensions. Who...
Signing up for Medicare is essential to help provide you with the coverage you need as you age. But if you miss the deadlines, you could risk a lifetime of penalties. Here is what you stand to lose if you incur Medicare late penalties. 1. Late Penalties May Last...
The reality is that everyone is at risk. Criminals target both the young and the old, and even the most tech-savvy among us can fall victim if the circumstances are right. Scammers will leverage fear and familiarity to try to convince us to act. But remember, you have...
Randy loves the business he’s created. It was very difficult getting started, with no capital, three young kids.
Training for a marathon, like funding a Retirement Plan, is about both quantity and quality.
Be wary of alternative Social Security claiming strategies, which are in the news now that baby boomers are eligible for benefits. There are expensive software tools designed to help retirees “maximize” their benefits.