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How the Black Swan Changes the World

by Ralph Bender, MBA, CFP® | Business, Economic Commentary, History, Politics, Volatility

Did you ever see a black swan? Probably not, but they do exist, discovered in 1697 by the Dutch explorer Willem de Vlaminghin in Western Australia. Until that discovery, Europeans had no idea that they even could exist. Before the discovery, the phrase had meaning...

Sarah Makes Noodles – VLog

by Ralph Bender, MBA, CFP® | Client Stories, Enduring Principles, Retirement, Videos

Sarah’s kids love her home-made noodles. served in a chunky beef broth over a mound of mashed potatoes. It’s a hand-me-down dinner from her parents who had to learn how to make a left-over portion of pot roast feed a family during the lean years of their...

Ellie is Born – Vlog

by Ralph Bender, MBA, CFP® | Beneficiary, Client Stories, Kids and College, Long Term Care, Videos

Inside that football-sized roll of towels, is a newborn baby. Nine months in the making, a lifetime ahead, fraught with challenges only begun by the arduous passage called birth. Liam’s thoughts as he held his daughter for the first time. It wasn’t a particularly...

Marty Bakes the Rule of 72 – VLog

by Ralph Bender, MBA, CFP® | Client Stories, Motivation, Retirement, RunninRalph, Videos

Before the stroke, Marty had great control of his limbs. As a machinist, that’s a very good thing. Running steel through a lathe when you’re unstable, not so good. He’s long since retired, and his health continues to slide. He’s taken up baking. He likes making...

Moving is Disruptive to Charlie – VLog

by Ralph Bender, MBA, CFP® | Client Stories, Retirement, Videos

Charlie’s new home is missing something important to her. Moving is always disruptive. She and Liam, bought the place knowing that they could fix it once they got settled in. It’s been two years and she still has no garden at the new place. She’s grown accustomed to...
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