by Ralph Bender, MBA, CFP® | Client Stories, Enduring Principles, Identity Theft, Protecting Family Money, Videos
Saturday morning, Charlie got a call from the power company. She’d just moved into her new home and they said she hadn’t paid the deposit to move the account to the new location. If it didn’t get paid right away, they were turning off the power. She was certain that...
by Ralph Bender, MBA, CFP® | Business, Economic Commentary, Politics, Protecting Family Money
Black and white. No shades of grey allowed. Color? Don’t even think about it. Well, it’s ok to think about nuances, but be careful with whom you discuss them. So, I’m taking a chance here, because I see lots of subtlety in the world. In fact, I...
by Ralph Bender, MBA, CFP® | Client Stories, Enduring Principles, Videos
“Ooh, that’s fancy!” said Charlie’s friend when she discovered her espresso machine. Before the pandemic, they met regularly at a local micro roaster coffee house to catch up on each other’s lives. Now, like everyone else, they’re meeting online. But Charlie always...
by Ralph Bender, MBA, CFP® | Fitness, Inspiration, Motivation, RunninRalph, Videos
Running a marathon is grueling. And by marathon, I mean 26.2 miles. Doing it as the final event of an Ironman distance triathlon deserves a special level of respect. People tell me that I’d be good in triathlons, because I’m a solid runner. There are two...
by Ralph Bender, MBA, CFP® | Enduring Principles, Retirement
Customer, Client, Patron. While nuanced, they all mean the same thing. You are the reason any organization continues its existence. Sure, the proprietors, partners, or shareholders may own it, but without a steady stream of new revenue sources every business...