by Ralph Bender, MBA, CFP® | Protecting Family Money, Retirement, Taxes
On December 20, 2019, a new piece of retirement legislation became the law of the land, further pushing the burden of providing for one’s later years into the realm of the individual. Make no mistake about it; if you’re planning to live on Social Security...
by Ralph Bender, MBA, CFP® | Fitness, RunninRalph
Cruising at about 20 miles per hour on a rented high-performance road bicycle is not a good time to make a mistake. But things happen. Early in the morning, team captain Rob convinced me to change from the 50-mile to the 100-mile day-one route in the annual Bike MS...
by Ralph Bender, MBA, CFP® | Energy, Oil, Retirement, Videos
At Enduring Wealth Advisors®, we’re focused on the long run! Soon, you’re going to begin your life after Valero. You may be wondering “What should I do about my account in the Thrift Plan, also known as a 401k plan?” Does it need to be more...
by Ralph Bender, MBA, CFP® | Economic Commentary, Running Money ®, Volatility
Two related factors threaten the continued economic expansion: global trade uncertainty and business capital expenditures. The stock market never likes uncertainty and while the President keeps the world informed as he plays hardball in trade discussions with other...
by Ralph Bender, MBA, CFP® | Beneficiary, Kids and College, Taxes
The Section 529 Plan is one of the best vehicles for accumulating education funds, because they can benefit both the student and the contributor. The funds grow without any tax consequences, and when used for education expenses[ Qualified education expenses include...
