by Ralph Bender, MBA, CFP® | Economic Commentary, Videos
My jumpmaster’s voice barked to life in my ears. We separated when I pulled the ripcord at 5,000 feet. Now, he was on the ground, while all our jump class floated above. I followed his instructions and landed almost perfectly. Ken, an experienced but retired...
by Ralph Bender, MBA, CFP® | Client Stories, Credit Management, Motivation, Protecting Family Money, Videos
Charlie wasn’t always unusual. She used to keep up with her friends’ spending habits, and ultimately, lived week-to-week, paycheck-to-paycheck. Then a crisis she was not prepared for hit her family. It surprised her when she realized how much she needed mom and dad....
by Ralph Bender, MBA, CFP® | Economic Commentary, Market Update, Videos, Volatility
Independence Day weekend, many years ago. Beth said, “Pack the car and the kids, we’re going on an adventure.” “Where are we going?” I ask. “You’ll find out soon enough.” So I play along. We turn down a side road and into the Perris airport. I see some ultralights and...
by Ralph Bender, MBA, CFP® | Client Stories, Enduring Principles, IRA Accounts, Retirement, Videos
Charlie has the worst timing. She logs in 15 minutes early to the online meeting and makes sure the wireless headset works. Then she grabs caffeine and empties her bladder. Back at the computer, the session is live. She’s welcomed with, “We can get started, now that...
by Ralph Bender, MBA, CFP® | Economic Commentary, Fitness, Health, History, Running Money ®
People say it feels like they’re in jail. The quarantine isn’t a punishment, nor will it cure the Coronavirus. But it’ll help save lives by spreading out the infections over time. – Time that allows our systems to get reconfigured to fight the...