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Outrunning Genetics is Impossible

by Ralph Bender, MBA, CFP® | Fitness, Health, Motivation, Running Money ®, RunninRalph

It is no secret that I hope to run a competitive time in the Boston Marathon. I logged over 56 miles per week during the summer months, mostly building what’s called “an aerobic base.” There were two short races, the Carver 5 miler (37:25) in July...

A Glimpse into Focus

by Ralph Bender, MBA, CFP® | Motivation, Politics, Running Money ®, RunninRalph, Technology, Travel, Videos

Ralph and Mark both attended one of the most highly regarded conferences in the financial services industry, LPL Financial’s annual Focus, held this July in Boston. This is a big event. 7000 people make it happen. Ralph and Mark arrived a day early to serve on...

We live in colorful times.

by Ralph Bender, MBA, CFP® | Economic Commentary, Inflation, Market Update, Oil, Running Money ®

Time spent watching Red Skelton, the Honeymooners, and even Churchill’s funeral with Grandpa Roy planted lasting memories of a black and white world. But the world was never truly black and white, and discerning the colors of today’s global economic and...

Seek Coaching When Exceptional Outcomes Matter

by Ralph Bender, MBA, CFP® | Financial Plan, IRA Accounts, Retirement, Running Money ®, Social Security, Taxes

Training for a marathon, like funding a Retirement Plan, is about both quantity and quality. My recent marathon training included very little quality work. I ran about 50 miles a week for the first three or four months of the year, but rarely did any...

Debt Weighs on You

by Ralph Bender, MBA, CFP® | Credit Management, Enduring Principles, Financial Plan, Fitness, Health, Running Money ®, RunninRalph

The simple formula for getting faster is to lose weight and workout according to a training plan. Fifteen unnecessary pounds entering a marathon slows the runner as much as thirty seconds per mile, adding thirteen minutes to the finishing time. The simple formula for...
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