by Ralph Bender, MBA, CFP® | Economic Commentary, Market Update, Running Money ®
Most western homes are heated with forced air, and if you live in a two story, forced air home, it’s important to adjust the air registers twice a year. In the winter, close the upper story registers and open those on the bottom floor. Remember, hot air rises....
by Ralph Bender, MBA, CFP® | Financial Plan, Running Money ®
Financial Independence is no more complicated than completing a marathon. It may be hard because it requires discipline, but the process for both is really quite simple, so simple in fact, that almost anyone can achieve them. Both require a bit of planning and...
by Ralph Bender, MBA, CFP® | History, Technology
It sounds almost ludicrous to talk about a history that is only four years old, but that’s how long Twitter has been declaring the “Golden Tweet” – the most “retweeted” micro-blog message each calendar year. As expected, the most...
by Ralph Bender, MBA, CFP® | Market Update, Running Money ®
Following 18 weeks of intense training, with about three weeks remaining to the race, most marathoners begin their “taper”. Successful marathoners would argue that this period of recovery is almost as important as the most intense workouts done during the...
by Ralph Bender, MBA, CFP® | Market Update, Running Money ®
It has been several months since I announced I was getting back into racing shape. As anyone who’s ever worked toward long-run fitness goals knows, training improvements often plateau. We find ourselves doing more work with less incremental gains. Our bodies get...
