by Ralph Bender, MBA, CFP® | Market Update
For months the markets have been bearish over three things: the FED, Energy and China. FED Interest Rate Hike The FED seems like it wants an economy growing “not too hot and not too cold, but just right”. The economy needs the FED to start increasing rates...
by Ralph Bender, MBA, CFP® | Fitness, Health, Motivation
When I was younger, I could do a hard workout on a Saturday morning and still tackle a DIY project or make a good appearance at a family event. Heck, we went folk dancing the night I ran my Boston Marathon qualifying race. Not so ten years later, so I’ve decided...
by Ralph Bender, MBA, CFP® | Financial Plan, Retirement, Running Money ®, Social Security
Be wary of alternative Social Security claiming strategies, which are in the news now that baby boomers are eligible for benefits. There are expensive software tools designed to help retirees “maximize” their benefits, but inherent flaws permeate the...
by Ralph Bender, MBA, CFP® | Market Update
Endurance and efficiency training are both required for success in the long runs. Endurance is built by running lots and lots of miles. Efficiency comes from intelligently adding speed and tempo workouts to the training, after building on the base miles. Failure to...
by Ralph Bender, MBA, CFP® | Fitness, Food and Nutrition, Inspiration, Motivation
During the year before we moved into the offices in Tower Office Plaza, I averaged 187 running miles per month. In the three years since moving, the monthly average dropped to 107. Then, about a year ago, mom was diagnosed and subsequently passed from kidney cancer....
