by Ralph Bender, MBA, CFP® | Economic Commentary, Market Update, Videos
With today’s chart, we’re going to explain why bull markets and economic expansions don’t die of old age. They fail when overindulgence prevails. With that in mind, LPL Financial created an “Over Index”, measuring three key economic...
by Ralph Bender, MBA, CFP® | Featured – Blog, Insurance, Long Term Care, Protecting Family Money
Half of us will need help with activities like bathing, dressing or eating sometime in our futures; the rest of us will die before needing such Long Term Care (LTC). With at least a 50% chance of needing LTC, it is important to have a plan for obtaining the care...
by Ralph Bender, MBA, CFP® | Running Money ®
Writing is an exercise in thinking, and just as our physical exercise leads to improved performance, our thinking exercise leads to better insights. We try to produce Running Money® material that is relevant to the people about whom we care, our current and future...
by Ralph Bender, MBA, CFP® | Fitness
The River Ramble Fall Classic has a somewhat unique feature, the runner can register with the option of going either 5k or 10k … during the race! They also have unique swag: a good quality hoodie. Finally, the course is set in a National Recreation Area managed...
by Ralph Bender, MBA, CFP® | Market Update
For months the markets have been bearish over three things: the FED, Energy and China. FED Interest Rate Hike The FED seems like it wants an economy growing “not too hot and not too cold, but just right”. The economy needs the FED to start increasing rates...