by Ralph Bender, MBA, CFP® | Business, Credit Management, Financial Plan, Market Update
Light vehicle sales have been constantly improving since the recession ended nearly six years ago, with annualized sales volume surpassing the 20 year average of 15.5 million vehicles about two years ago, and breaching the 17 million annual rate this past spring ....
by Ralph Bender, MBA, CFP® | Beneficiary, Financial Plan, IRA Accounts
The beneficiary of an IRA has significant tax benefits which should not be overlooked when naming the beneficiaries and contingent beneficiaries on retirement accounts such as IRA and 401(k) plans. If your children (or grandchildren) are not old enough to legally own...
by Ralph Bender, MBA, CFP® | Cancer, Fitness, RunninRalph
As many of you know in late 2013 I decided to become a sponsor of my hometown marathon. My fitness goal was to PR in my age group. Things haven’t worked out as I’d planned. In February, mom reported a metallic taste in her mouth. In spite of numerous...
by Ralph Bender, MBA, CFP® | Economic Commentary, Market Update, Running Money ®, Videos
Positioning for EnduranceSeasonal marathoners like myself use the “off-season” to add to what we call our “base miles”. These training runs and accumulated miles help to build our “aerobic capacity”. Increased aerobic capacity helps...
by Ralph Bender, MBA, CFP® | Technology
Technology can help us in unexpected ways. Since acquiring an iPhone equipped with Siri, Apple’s computerized assistant, I’ve learned a lot about using the tool. Here are four of the most important points: 1. It will help you learn to enunciate clearly....
