by Ralph Bender, MBA, CFP® | Videos
The screams of pain and anguish come every few minutes. Breathe. Focus on the breathing. Fully effaced and dilated 10 centimeters. Time to push. Another scream of pain and anguish. The head is out. One more push and we have a new baby. It’s the baby’s turn to scream....
by Ralph Bender, MBA, CFP® | Retirement, Running Money ®, Videos
What’s in a name? Mine is simple, one syllable, “Ralph”. It supposedly means wolf or hero. In my line of work I’d prefer hero, because the way I work is nothing at all like the “Wolf of Wall Street.” Call me the hero of main street. Our clients know they need...
by Ralph Bender, MBA, CFP® | Market Volatility
It was a little guy, about a foot long, just stretched out across the main trail. I was two steps beyond him before stopping, realizing it’s the first I’ve seen this season. Experienced runners develop a “sixth sense” about their footfalls. As this summer winds down,...
by Ralph Bender, MBA, CFP® | Market Volatility
When I woke up this morning, I saw the hot air balloons above the horizon to the east. I heard the rat-a-tat-tat of the neighbors’ sprinkler on the west side of the yard. Migrating downstairs, I brewed a cup of drip coffee after downing my obligatory wake-up mug of...
by Ralph Bender, MBA, CFP® | Featured – Blog
If you think that everyone but you is on track with their retirement plan investments, you need to stay with me on this piece. Because those people are rare. Most people don’t start saving for retirement soon enough, or investing aggressively enough, or controlling...
