by Ralph Bender, MBA, CFP® | Diversification, Economic Commentary, Market Volatility
Stock prices are down. Gas and Food prices are up. There’s a war in eastern Europe. The FED is raising rates. Another pandemic outbreak locks down much of China. On all this bad news is it any wonder that portfolio values are down? But wait a...
by Ralph Bender, MBA, CFP® | Kids and College, Running Money ®
Buggy rides are a great way for tourist to get a ride to their destination but also get information from the driver as to places of interest. This photograph was shot with a Nikon D3s camera and a Tamron 16 – 300 mm lens. This will make a beautiful photograph to...
by Ralph Bender, MBA, CFP® | Business, Enduring Principles, Retirement, Running Money ®
There must be good reasons why nearly half of American workers don’t contribute to their employers’ 401k plan. Here’s five of them: Reason #1 “I’ve got bills to pay.” Yep. Bills to pay is a good reason. Except for the...
by Ralph Bender, MBA, CFP® | Beneficiary, Client Stories, Enduring Principles, Protecting Family Money, Videos
Cynthia woke up. Everything was blurry, including the talking. She tried to move, but everything hurt too much. She laid there on her back, trying to make sense of the situation. What was happening? It took some time, but then it hit her. The last thing...
by Ralph Bender, MBA, CFP® | Cancer, Health, Inspiration, Motivation, Running Money ®
The big one is about 100 millimeters in diameter, about the size of a softball. It’s been growing about 2.5 millimeters per year. Maybe it’s accelerated recently, but doing the math, that’s a 40-year life. Discovered following a troublesome lump on...