by Ralph Bender, MBA, CFP® | Client Stories, Enduring Principles, Videos
Sarah and Nate have very different stories of their initial dates. It was a whirlwind romance for them, by any measure of romance. Married less than six months after their first date, which was only a few weeks after they first met. He was the unrefined, yet...
by Ralph Bender, MBA, CFP® | Fitness, Food and Nutrition, Motivation, Retirement, Videos
With a family history of heart disease, #RunninRalph (runnin’ with no G, follow that hashtag, please) visits the cardiologist whenever there is any indication of discomfort in the chest. At least that’s how his relationship with the doctor began. Now he’s on a regular...
by Ralph Bender, MBA, CFP® | Beneficiary, Client Stories, IRA Accounts, Videos
Don built a business, and a remarkably successful investment portfolio. He and Charlene enjoyed many years together in retirement. Then we met their daughter Mandy during a regular client checkup meeting, when Don told us he’d been diagnosed with Alzheimer’s. We...
by Ralph Bender, MBA, CFP® | Enduring Principles, Inspiration, Sports, Videos
Spring time brings Spring Training to baseball players and fans. A few months later, it’s summer training for the football players. There’s the smell of fresh cut turf, carefully and meticulously manicured by the ground’s crews. Yea, that comes before the aromas of...
by Ralph Bender, MBA, CFP® | Business, Economic Commentary, History, Politics, Volatility
Did you ever see a black swan? Probably not, but they do exist, discovered in 1697 by the Dutch explorer Willem de Vlaminghin in Western Australia. Until that discovery, Europeans had no idea that they even could exist. Before the discovery, the phrase had meaning...