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Five reasons NOT to contribute to your 401k plan.

by Ralph Bender, MBA, CFP® | Business, Enduring Principles, Retirement, Running Money ®

    There must be good reasons why nearly half of American workers don’t contribute to their employers’ 401k plan. Here’s five of them: Reason #1 “I’ve got bills to pay.” Yep. Bills to pay is a good reason. Except for the...

Are you prepared for things to go terribly wrong?

by Ralph Bender, MBA, CFP® | Beneficiary, Client Stories, Enduring Principles, Protecting Family Money, Videos

    Cynthia woke up. Everything was blurry, including the talking. She tried to move, but everything hurt too much. She laid there on her back, trying to make sense of the situation. What was happening? It took some time, but then it hit her. The last thing...

Kidney Cancer

by Ralph Bender, MBA, CFP® | Cancer, Health, Inspiration, Motivation, Running Money ®

The big one is about 100 millimeters in diameter, about the size of a softball. It’s been growing about 2.5 millimeters per year. Maybe it’s accelerated recently, but doing the math, that’s a 40-year life. Discovered following a troublesome lump on...

How do Stimulus, Containers and Workers Impact Investors?

by Ralph Bender, MBA, CFP® | Business, Economic Commentary, Inflation, Running Money ®, Volatility

Two consecutive weeks, the first never reached 80, while the second bottomed at 81. “Wearable technology” like my Garmin Fenix 6, measures and scores my sleep. And those lines in the chart represent my daily sleep scores for two consecutive weeks. What was...

Capital Markets Update – Where are we?

by Ralph Bender, MBA, CFP® | Economic Commentary, Market Update, Videos

Do you prefer headline-grabbing hype and echo-chamber biases, or do you just want the facts, figures, and level-headed analysis?  Using consistent sources of data, assembled and organized into easily understood graphs, we’re presenting our first economic...
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