by Ralph Bender, MBA, CFP® | Economic Commentary, History, Inflation, Market Update, Oil, Volatility
What do the Watts Riots, Beatlemania, Kennedy’s Assassination, ZIP Codes, the Vietnam War, Cassius Clay’s first World Heavyweight Championship, South African Apartheid and Nelson Mandela’s lifetime prison sentence, Buffalo Wings, Martin Luther...
by Ralph Bender, MBA, CFP® | Lifestyle
Havasupai Falls one of the most beautiful places in the world. The Indian tribe settled there about a millennium ago and lived without interruption until the mid-nineteenth century. That’s because getting there requires an arduous hike, about 10 miles through a remote...
by Ralph Bender, MBA, CFP® | Economic Commentary, Inflation, Market Update, Running Money ®
Don’t fight this bull. It could destroy your future. The Dotcom Bubble burst in early 2000, killing the last secular bull market. Since then, we have had two major bear markets, one driven by economics and the other by financial panic. As recently as 2013, the...
by Ralph Bender, MBA, CFP® | Credit Management, Enduring Principles, Financial Plan, Running Money ®
I am in the process of trying to improve my credit score and was wondering if you had ways I could do that… The best way to improve a credit score is to pay off the debts, but there are a number of other issues, too. Credit scores attempt to indicate how a...
by Ralph Bender, MBA, CFP® | Credit Management, Identity Theft, Protecting Family Money, Running Money ®, Technology
The bad guys already have your name, Social Security Number, birth date, address and possibly even your driver’s license number1. It is just a matter of time before the crook who stole your information sells it to a fraudster who attempts to use it for illicit...
