by Ralph Bender, MBA, CFP® | Credit Management, Identity Theft, Protecting Family Money, Running Money ®, Technology
The bad guys already have your name, Social Security Number, birth date, address and possibly even your driver’s license number1. It is just a matter of time before the crook who stole your information sells it to a fraudster who attempts to use it for illicit...
by Ralph Bender, MBA, CFP® | Fitness, Inspiration, Motivation, Running Money ®, RunninRalph
Little things can make a big difference. It has been over a decade since I got my first Garmin Forerunner watch. These devices use the GPS satellites to track running workouts, then sync the completed activities to software making it easy to analyze. After finishing a...
by Ralph Bender, MBA, CFP® | Economic Commentary, Market Update, Politics, Running Money ®
It sure looks and feels like a bull market. The S&P 500 Index set 25 new all-time highs through the first half of this year, and never once had a pullback or drop of as little as 5%. After 15 years of tough times for stock markets, are we finally returning to the...
by Ralph Bender, MBA, CFP® | Beneficiary, Financial Plan, IRA Accounts, Protecting Family Money, Running Money ®
Part Two in a series about IRA Required Minimum Distributions It has been fifteen years since Rob and Gina were first subject to the Required Minimum Distribution (RMD). They both turned 85 this year, and as with so many events in their lives, they passed away within...
by Ralph Bender, MBA, CFP® | Fitness, Running Money ®, RunninRalph
Inevitably, we change, progressing or regressing in all aspects of life. My running received less of my time and energy the past five years than the previous, and therefore my capabilities diminished. This past May, I ran the half in my hometown marathon event,...
