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Positioning for Endurance

by Ralph Bender, MBA, CFP® | Economic Commentary, Market Update, Running Money ®, Videos

Positioning for EnduranceSeasonal marathoners like myself use the “off-season” to add to what we call our “base miles”. These training runs and accumulated miles help to build our “aerobic capacity”. Increased aerobic capacity helps...

4 Reasons to use voice recognition software

by Ralph Bender, MBA, CFP® | Technology

Technology can help us in unexpected ways. Since acquiring an iPhone equipped with Siri, Apple’s computerized assistant, I’ve learned a lot about using the tool. Here are four of the most important points: 1. It will help you learn to enunciate clearly....

5 Things You Need to Know to Avoid ‘Interest Free’ Traps

by Ralph Bender, MBA, CFP® | Credit Management, Financial Plan, Running Money ®

A friend recently asked “what does 18 months ‘interest free’ mean to you?” In his informal survey, half the people he questioned thought – like him – it meant no interest will be charged until the 19th month. Unfortunately, it is...

Expect a Bumpy Landing

by Ralph Bender, MBA, CFP® | Market Update, Running Money ®

At the end of a long smooth flight with virtually no turbulence it can be disheartening to fly into an airport like Ontario California and be hit with “Mountain Wave Activity”.  According to the FAA, this sudden turbulence occurs frequently at...

Stock Market Myths

by Ralph Bender, MBA, CFP® | Market Update, Running Money ®

As this edition of Running Money® is being written, the US stock market is experiencing what I believe to be a periodic pullback, something we call a potential “buying opportunity”. These opportunities are often created by irrational or emotion-driven...
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