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Life after Chevron – Frequently Asked Questions

by Ralph Bender, MBA, CFP® | Retirement

Here’s some of the most common questions that your co-workers ask during our meetings: How do I get paid? Virtually everyone has us setup a…

That New Car Smell

by Ralph Bender, MBA, CFP® | Business, Credit Management, Financial Plan, Market Update

Light vehicle sales have been constantly improving since the recession ended nearly six years ago, with annualized sales volume surpassing the 20 year average of 15.5 million vehicles about two years ago, and breaching the 17 million annual rate this past spring ....

Prefer Your Grandkids to Your Kids?

by Ralph Bender, MBA, CFP® | Beneficiary, Financial Plan, IRA Accounts

The beneficiary of an IRA has significant tax benefits which should not be overlooked when naming the beneficiaries and contingent beneficiaries on retirement accounts such as IRA and 401(k) plans. If your children (or grandchildren) are not old enough to legally own...

Running and Racing Update – Trials Change Our Trails

by Ralph Bender, MBA, CFP® | Cancer, Fitness, RunninRalph

As many of you know in late 2013 I decided to become a sponsor of my hometown marathon. My fitness goal was to PR in my age group. Things haven’t worked out as I’d planned. In February, mom reported a metallic taste in her mouth. In spite of numerous...

Positioning for Endurance

by Ralph Bender, MBA, CFP® | Economic Commentary, Market Update, Running Money ®, Videos

Positioning for EnduranceSeasonal marathoners like myself use the “off-season” to add to what we call our “base miles”. These training runs and accumulated miles help to build our “aerobic capacity”. Increased aerobic capacity helps...
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