by Ralph Bender, MBA, CFP® | Fitness, Inspiration, Motivation, RunninRalph, Videos
Running a marathon is grueling. And by marathon, I mean 26.2 miles. Doing it as the final event of an Ironman distance triathlon deserves a special level of respect. People tell me that I’d be good in triathlons, because I’m a solid runner. There are two...
by Ralph Bender, MBA, CFP® | Enduring Principles, Retirement
Customer, Client, Patron. While nuanced, they all mean the same thing. You are the reason any organization continues its existence. Sure, the proprietors, partners, or shareholders may own it, but without a steady stream of new revenue sources every business...
by Ralph Bender, MBA, CFP® | Economic Commentary, Videos
My jumpmaster’s voice barked to life in my ears. We separated when I pulled the ripcord at 5,000 feet. Now, he was on the ground, while all our jump class floated above. I followed his instructions and landed almost perfectly. Ken, an experienced but retired...
by Ralph Bender, MBA, CFP® | Client Stories, Credit Management, Motivation, Protecting Family Money, Videos
Charlie wasn’t always unusual. She used to keep up with her friends’ spending habits, and ultimately, lived week-to-week, paycheck-to-paycheck. Then a crisis she was not prepared for hit her family. It surprised her when she realized how much she needed mom and dad....
by Ralph Bender, MBA, CFP® | Economic Commentary, Market Update, Videos, Volatility
Independence Day weekend, many years ago. Beth said, “Pack the car and the kids, we’re going on an adventure.” “Where are we going?” I ask. “You’ll find out soon enough.” So I play along. We turn down a side road and into the Perris airport. I see some ultralights and...
