by Ralph Bender, MBA, CFP® | Business, Politics, Videos, Volatility
The enemy at home is more threatening than the enemy abroad. September 11th drove that point for most of us. Coronavirus is doing it again. When it was in China, it wasn’t our problem. Now it is our problem. The Chinese, Korean, and Italian experiences give us...
by Ralph Bender, MBA, CFP® | Fitness, Health, Motivation, RunninRalph
Good things come by the dozen. What are you thinking? Go ahead, give it a minute. Did you think donuts, roses, eggs, 12-packs, or something else? Drop a note. I’d like to know where you went with that question. Here’s what made me think of it: on Super...
by Ralph Bender, MBA, CFP® | Economic Commentary, Health, Market Update, Politics, Volatility
Been there, done that. In many ways, the current market troubles are no different than previous stock market swoons. I’ve been through a lot of them, and I’ve studied almost all of them during my decades of experience navigating clients through tough...
by Ralph Bender, MBA, CFP® | Financial Plan
In this video we share with you the details of what’s going to happen specifically with your Valero Energy Corporation Thrift Plan, which we’ll refer to as your 401k plan, once you’ve decided to begin your life after Valero. First and foremost, don’t make any...
by Ralph Bender, MBA, CFP® | Food and Nutrition, Health, Non-Fiction, Travel
The global health scare, likely to soon be declared a pandemic, is the trigger that caused the fastest ever correction (10% or greater drop) from a market peak in stock market history. COVID-19 is a health problem, but because it is so new and rapidly evolving, no on...
